Emergency Rental Assistance
Please click here for the Notice regarding the U.S. Department of the Treasury’s Emergency Rental Assistance (ERA) program, which is designed to offer assistance, including financial assistance, to both renters and landlords facing challenges due to the ongoing COVID-19 pandemic. The Notice provides an overview of ERA, along with links to a variety of state and local programs that offer assistance.
Case Information
Effective January 1, 2023, the Trustee will begin the process of implementing electronic notice to debtors. The first step in the process is to move debtor access to case information from 13Network to the National Data Center (“NDC”).DEBTORS: The NDC allows you to monitor your case at no cost. At www.ndc.org, you can view a history of plan payments, Trustee disbursements to creditors, and you can also access other helpful information regarding your case. If you do not already have an account with NDC, you may create an account by scanning this QR code:
ATTORNEYS AND CREDITORS: If you do not already have an account with NDC, we encourage you to create an account by visiting www.ndc.org so that you may become familiar with the benefits NDC has to offer. You may also continue to access the 13Network by clicking Here.
NOTICE TO DEBTORS –Debtor(s) who file for bankruptcy should be aware that certain information that they disclose in their petitions and schedules may be disclosed to the general public and that, consistent with current law, all information may be disclosed to parties in interest, law enforcement and other governmental entities.
The Chapter 13 Trustee provides reasonable access to debtor(s) information via this website. In instances where debtor(s) information is incorrect, individuals have the right to request correction of that information. Please make such request in writing to Faye D. English, Chapter 13 Trustee, 10 W. Broad St. Suite 1600, Columbus, Ohio 43215
Effective 10/01/2023 the Trustee Percentage Fee is 7.5%
Wanting to pay online? Please Click Here for more information on our TFS online pay option!
Questions about logging into our website? Having problems accessing your case online? We can help! Please click Here to email a question to our support staff, and we'll be glad to assist you!
Who do I make my money orders and/or checks payable to?
Faye D. English, Chapter 13 Trustee
Where do I mail Plan payments?
We do not accept plan payments at the Trustee's physical office. All payments must be made electronically using TFS or can be mailed to our post office box at the address shown below. There is a link to TFS on the Trustee’s website, on the NDC website and provided below. Any payment mailed to our post office box needs to be made payable to: Faye D. English, Chapter 13 Trustee. Be sure to include your name and case number on your check or money order. Please allow 5 business days for mailed payment to be received by the Trustee's bank lock box and credited to your case. Electronic payments will be credited the next business day.
Electronic payments:
Mail payments to:
Faye D. English
Chapter 13 Trustee
P. O. Box 1718
Memphis, TN 38101-1718
What is the Trustee's address for sending letters and inquiries?
Mail correspondence to:
Faye D. English
Chapter 13 Trustee
10 W. Broad St. Suite 1600
Columbus, Ohio 43215
When do I start making Plan payments to the Trustee?
Plan payments must begin no later than 30 days after your case is filed with the Bankruptcy Court. Plan payments are due every month thereafter.
To make plan payments online please use TFS Billpay link below to learn more and enroll:
Why file Chapter 13 bankruptcy instead of Chapter 7 bankruptcy?
You and your attorney should have already discussed your various bankruptcy options before you chose to file a Chapter 13 case. You may have chosen to file a Chapter 13, rather than Chapter 7 liquidation, for several reasons:
What is Chapter 13?
Chapter 13 is a type of bankruptcy in which debtors (individuals or a married couple) choose rather than having their non-exempt assets sold with the proceeds going to their creditors. As a Chapter 13 debtor, you are required to make regular payments to the individual who serves as the Chapter 13 Trustee. The Chapter 13 Trustee is appointed by the United States Trustee and authorized by the Bankruptcy Code to administer your Chapter 13 Plan. Your Plan is the legal document that you filed with the Court setting forth how much you will repay each of your creditors.
When will creditors stop calling me?
In most instances, as soon as you filed your bankruptcy, a stay was imposed on all of your creditors. The stay prevents creditors from taking certain actions against you to collect the money you owe them. Under certain circumstances, the stay may be limited to 30 days or not exist at all, although you may request the court to extend or impose a stay. Because of the stay, creditors may not call you, garnish wages (except for child support and alimony), continue foreclosure proceedings, or attempt to repossess property. If your creditors do not stop these actions, contact your attorney immediately.
What is a discharge?
The ultimate goal in any bankruptcy should be to complete your payment obligations and receive a discharge . A discharge is an order issued by the Bankruptcy Court stating you have completed your obligations as a Chapter 13 debtor and that certain debts you incurred before you filed your bankruptcy are forgiven. Once you receive a discharge, the individuals or companies to whom you owed money may not attempt to collect those debts from you again (except in certain circumstances, such as student loans, domestic support obligations, and certain kinds of taxes, which will be discussed later). In some instances, even if you complete your obligations as a Chapter 13 debtor you will be not be eligible to receive a discharge. Your attorney will be able to advise if you will or will not be eligible to receive a discharge upon completion of your bankruptcy.
Who is the Chapter 13 Trustee?
The Chapter 13 Trustee is the person who administers your Chapter 13 Plan. The Chapter 13 Trustee has several responsibilities including reviewing your bankruptcy petition and schedules for completeness and accuracy, reviewing your proposed Plan to make sure it complies with the bankruptcy laws, examining you at the Meeting of Creditors; making sure your case is in order so he can recommend to the Bankruptcy Court that your Chapter 13 Plan be approved, collecting Plan payments, and making distributions to creditors according to the terms of your bankruptcy Plan as approved by the court. During the three to five year term of your bankruptcy, the Trustee will provide you with periodic reports of your Plan payments to the Trustee, the distributions the Trustee has made to creditors and the amount of funds, if any, in the possession of the Trustee.
The Trustee is also responsible for making sure that you comply with your Plan after the Court approves it. If you fall behind on your payments, the Trustee will likely be the person asking the Court to dismiss your case. The Trustee's responsibilities do not include reminding you of your payment obligations to the Trustee, making sure you are up to date on your house payments, or negotiating with creditors on your behalf. If a creditor contacts you, if one of your assets is repossessed or foreclosed upon, or if your mortgage company reports that you have fallen behind on payments, contact your attorney, not the Trustee.
The Trustee's office does not provide information to credit bureaus and will not become involved in any disputes you may have with credit bureaus. The Trustee's office does not provide legal advice. If you have legal questions, you should contact your attorney.
What is the Chapter 13 Plan?
When you filed your Chapter 13 petition, you were required to file a Chapter 13 Plan. Simply put, this Plan states how much you are to pay to the Chapter 13 Trustee and to certain secured creditors, and to whom the Chapter 13 Trustee is to make disbursements. Creditors that have claims based upon certain kinds of debts must be specifically named in your Plan. These debts include mortgages, taxes, child support and/or alimony debts, and debts that are secured by personal property, such as a car, furniture or jewelry. If you are behind on your mortgage payments, your Plan may provide for you to make up the delinquent payments. Your Plan may also provide for you to make your on-going monthly mortgage payments to the Trustee who in turn will make your monthly payment to your mortgage creditor.
What kind of debts do I have?
Debts on which there is no collateral are sometimes called unsecured debts. These would include but are not limited to debts such as utilities, credit cards and medical bills. Each unsecured creditor is individually listed in the bankruptcy documents filed with the Court. In your Plan, however, these creditors are not individually listed by name but instead are grouped together as unsecured creditors. They are paid a percentage of the amount of their claim. If you are unsure if a debt is secured or unsecured, ask yourself this question: If I don’t pay this debt, is there something the creditor can take away or repossess? If the answer is "yes,” the debt is probably a secured debt, and the creditor and the amount of the debt will have to be specifically provided for in your Chapter 13 Plan.
In most circumstances, all unsecured creditors must be treated equally. There is no provision in the Bankruptcy Code allowing you to favor one creditor of the same type over another, nor is there any provision in the Bankruptcy Code allowing you to omit a creditor from your bankruptcy schedules, no matter how much or how little you owe that creditor. In order to ensure complete compliance with the Bankruptcy Code, you must tell your attorney about all of your debts. The decision as to which debts are to be paid through your Chapter 13 Plan is not yours to make; in most cases, it is determined by the laws governing Chapter 13 bankruptcy.
I owe someone in my family money.
If you owe money to a family member, you must treat this debt exactly as you treat your other debts. It is unfair for you to pay a family member back in full while other creditors only get a portion of the money you owe them. If you owe someone in your family money, you must inform your attorney. If it is later discovered that you owe money to a family member or if you repaid money to a family member within a certain period of time prior to the filing of your bankruptcy, and failed to disclose this information in the documents filed with the Court, you risk having your bankruptcy case dismissed or converted to a Chapter 7 bankruptcy.
What are my payment obligations to the Trustee?
Your Chapter 13 Plan requires you to make regular payments to the Chapter 13 Trustee. If you are employed, the Bankruptcy Court requires a wage order to be submitted to the court which orders your employer to withhold funds from your pay and to send these funds to the Chapter 13 Trustee.
If you are self-employed, or if your income is from a source such as a pension or Social Security, you are required to send the money yourself to the Trustee on at least a monthly basis. You may be eligible to participate in the Trustee's automatic payment program which allows you to elect to have your Plan payment deducted each month from your checking or savings account.
How are my payments determined?
Under the bankruptcy law and local Administrative Order, the amount you are required to pay is based upon various factors including your monthly income, reasonable and allowed living expenses, the amount of equity you have in your property, and whether your ongoing monthly mortgage payments are being made through the Trustee.
How do I make plan payments?
You should receive from your lawyer a copy of the wage order, which is the Court order requiring your employer to make payments to the Trustee. This order includes your case number, the amount and frequency of your required payments, and the name and payment address of the Chapter 13 Trustee. If you are self-employed or your income is derived from pension or social security, you are personally responsible for regularly making the Plan payments directly to the Trustee.
The Trustee does not accept payments by cash or pay-by-phone; nor does the Trustee have a place where you can make payments in person. Payments must be mailed to the Trustee's P.O. Box shown on this web site. The Trustee accepts money orders, bank checks, certified checks, and personal checks. However, if you bounce a check, the Trustee will no longer accept your personal checks.
The Trustee also offers electronic payment via TFS Billpay. TFS billpay is a voluntary online payment system. It is available Click Here.
The Bankruptcy Code requires that Plan payments to the Trustee start no later than 30 days after the filing of your case. If your employer is supposed to withhold money from your paycheck and send it to the Trustee but does not do so, it is your responsibility to make the Plan payment to the Trustee and to contact your employer and/or attorney about your employer’s handling of your wages. You cannot sit back and wait for your employer to start making payments. It is your responsibility to make certain that Plan payments are made and that you are current in your monthly payment obligations to the Trustee. The Trustee does not send monthly statements, coupon books, or reminders. Failure to make payments to the Trustee is grounds for the dismissal of your Chapter 13 case. If your case is dismissed, then you will not receive a discharge, your debts will not be forgiven, and your creditors will be permitted to resume collecting the money you owe them.
What if I change jobs?
You should tell your attorney and the Trustee's office immediately if you change jobs. Your attorney should file the appropriate paperwork with the Court so your new employer will begin withholding your Plan payments from your paychecks. Immediately letting your attorney know about your new job will help ensure that no interruption in payments occurs. By making sure payments are not interrupted, you may prevent your case from being dismissed due to a deficiency in funding your Plan.
Will the Trustee cost me anything?
Included in your payment to the Trustee is a fee for administering your case. This fee is a percentage of the money received by the Trustee during the term of your bankruptcy case. By law, this fee can be no more than 10%. In Columbus, the Trustee's administration fee is less than 4.5%. As of 10/1/2012 the Trustee fee in Columbus was 4.2%. The current Trustee fee is always posted on this website.
For example: if you pay $100 to the Trustee, the Columbus Trustee may be keeping $4.20 as an administration fee, leaving $95.80 available for your creditors. This is not a separate payment you have to make; it is already included in the money you pay to the Trustee.
What is the Meeting of Creditors?
Approximately four (4) weeks after your Chapter 13 Plan and schedules are filed with the Court; you are required to attend the Meeting of Creditors . If the case is a joint filing by a wife and a husband, both must attend. Your attorney is required to appear with you. The Meeting of Creditors gives your creditors and the Trustee an opportunity to take you about your finances and Plan for repaying creditors. The Trustee will also ask about assets you own, debts you owe, income you earn, and expenses you incur. If you own a business, Trustee will inquire about the operation of your business.
You will receive from the Bankruptcy Court, a notice in the mail detailing the time and location of your Meeting of Creditors. This examination is recorded and conducted under oath and penalty of perjury. You are required to answer each question accurately, truthfully and to the best of your ability. Your failure to appear at this meeting may result in the dismissal of your case. If circumstances will prevent you from attending this meeting, contact your attorney immediately. Work or family commitments are not satisfactory excuses for missing your scheduled hearing time.
What should I bring to this meeting?
You are required to bring the following items of identification to the Meeting of Creditors:
If you do not bring these items of identification, the Trustee will not conduct the Meeting of Creditors.
Prior to the Meeting of Creditors, your attorney should have already filed with the Court or provided to the Trustee's office with the following documents:
In addition, the Trustee may require additional documents be provided such as savings, checking or brokerage account statements, verification of income and expenses, vehicle title or lease agreement, evidence of vehicle insurance, or business information. Failure to timely provide these items may prevent the Trustee from conducting a proper analysis of your current financial situation and proposed bankruptcy Plan; and may result in the Trustee asking the Bankruptcy Court to dismiss your Chapter 13 case.
If you do not being these items of identification, the Trustee will not conduct the Meeting of Creditors.
Prior to the Meeting of Creditors, your attorney should have already filed with the Court or provided to the Trustee's office with the following documents:
In addition, the Trustee may require additional documents be provided such as savings, checking or brokerage account statements, verification of income and expenses, vehicle title or lease agreement, evidence of vehicle insurance, or business information. Failure to timely provide these items may prevent the Trustee from conducting a proper analysis of your current financial situation and proposed bankruptcy Plan; and may result in the Trustee asking the Bankruptcy Court to dismiss your Chapter 13 case.
What about my house payments?
If you have a home mortgage and have a mortgage arrears, the on-going monthly mortgage payments will be included in the Plan payment you are responsible for making to the Trustee.
If the court allows you to exclude \ mortgage payments from the bankruptcy plan because you are current, you are responsible for making the regular on-going monthly mortgage payments directly to the mortgage company during your bankruptcy case. Your mortgage payment due date will almost certainly be the same as it was before you filed bankruptcy. If the mortgage lender has stopped accepting your payments, you or your attorney may have to call your mortgage lender to arrange for the lender to start accepting payments. You cannot sit back and wait for your lender to contact you about starting your payments. Keep track of all of your cancelled checks, money order receipts, etc. so that, if necessary, you can prove that you have properly tendered your mortgage payments.
What about my car payments?
If you have a car loan, your Plan will provide for the Trustee to make payments to the secured creditor. Your Plan may also provide for the Trustee to make pre-confirmation adequate protection payments which may be required to be paid to the creditor. These adequate protection payments are monthly payments to the creditor occurring after the filing of your case but before the Court approves (i.e. confirms) your bankruptcy Plan.
May I borrow money while in Chapter 13?
The Bankruptcy Code, your bankruptcy Plan and the Court order approving your Chapter 13 Plan combine to prohibit you from borrowing any non-emergency consumer debt in excess of $1,000 (or transferring an interest in real estate) without the permission of the Bankruptcy Court. To obtain permission from the Court, your attorney must file the necessary documents with the Trustee and possibly request a hearing before the judge.
This $1000 limit is cumulative. For example, if you have already borrowed $200, then you may borrow only $700 more without the permission of the Bankruptcy Court. If you must borrow money, contact your attorney before signing any loan papers. Be warned! Some lenders attempt to take advantage of bankruptcy debtors by charging very high interest rates and/or closing costs and other fees.
Actions that require the permission or approval of the Court include:
What if I have a student loan?
Student loans are generally unsecured debts, and they are not treated any differently from other unsecured creditors during the term of your Plan. However, Congress has passed laws that affect the balance of the student loan debt that is not paid during your Plan. Unlike other unsecured debt that is unpaid in a Plan with less than 100% repayment, the remainder of the student loan debt is usually not forgiven when the discharge is granted upon completion of your Plan. This means that you will be responsible for any part of your student loan that is not paid through the Chapter 13 Plan. For example, if your Plan calls for a payment of 75% of the amount owed to your unsecured creditors, your student loan will also be paid 75% through the Chapter 13 Plan. When your Chapter 13 Plan is over, you will still be responsible for the 25% of your student loan that was not paid through your Chapter 13 Plan, plus accrued interest.
What if I owe alimony or child support?
Domestic support obligations such as alimony, maintenance and child support are generally priority unsecured debts. The laws regarding these obligations require that the arrearages you owe be included in your bankruptcy Plan, and that you continue to make your ongoing monthly support payments. Before the Trustee will recommend approval of your Plan, you must be current on all domestic support obligations that have come due after you filed your bankruptcy case.
As a precondition to receiving a bankruptcy discharge you must certify to the court at the time you complete your Plan that you have paid in full all domestic support obligations that were due since the time you filed your case.
May I keep making contributions to my retirement plan? May I keep making payments on my retirement loan?
You will probably not be allowed to keep making contributions to your retirement plan except in limited instances. However, if your retirement contributions are mandatory such as with PERS or other government retirement plans, you will likely be allowed to continue making these contributions. There are other exceptions; your attorney can advise you if you meeting any of these exceptions.
Repayments on retirement plan loans will likely be allowed to continue. Not repaying a retirement plan loan may have tax implications for you. You should talk to your attorney about the tax implications of not repaying a loan from your retirement account.
Once the retirement plan loan is repaid, your bankruptcy plan payment to the Trustee will need to be increased by the amount you were using to repay your retirement plan loan.
What about my income taxes?
Before the Trustee will recommend approval of your Plan you must have filed all applicable federal, state and local tax returns for all taxable periods in the four years prior to your filing your bankruptcy case.If you have not filed a tax return for several years, or if you have a tax return for a particular year that has not been filed, you should inform your lawyer. You will have to file with the taxing authorities all delinquent tax returns before the Court will approve your Chapter 13 Plan. The IRS is authorized to estimate how much you owe if you have not filed a tax return for a particular year. In almost all cases, the IRS estimate is considerably higher than the amount you would owe if you had filed the return, so you may save money over the long run by filing your delinquent tax returns. In addition, you may stop certain penalties from accruing when you file delinquent tax returns.
Even if all your returns have been filed, you should be prepared to turn over your federal tax return for the most recent tax year to your lawyer so that the return can be delivered to the Trustee. During the term of your Chapter 13 case, you are responsible for continuing to file your federal, state and local tax returns and to pay taxes in a timely manner. If you fail to file returns and/or pay your taxes, the IRS and other governmental agencies may file claims in your Chapter 13 case, which would disrupt the payments to your other creditors, make your Plan run longer than you planned, and may prompt the Trustee or one of your creditors to file a motion to dismiss your case or convert your case to a Chapter 7.
How do I fulfil the requirement to attend a personal financial management course?
All Chapter 13 debtors must complete a personal financial management course. This course is in addition to the required credit counselling briefing you were required to complete prior to filing your bankruptcy. Your attorney should be able to provide you with the information you will need to attend and complete this course requirement. If you do not complete the personal financial management course you will not receive a discharge from the Bankruptcy Court even though you may have made all required Plan payments to the Trustee.
How can I keep track of my Chapter 13 case?
You may access your case information via our website at any time.
Approximately 120 days after the Meeting of Creditors, the Trustee will send you a Notice of Intention to Pay Claims. This notice lists each creditor that is either listed on your bankruptcy schedules or has filed a proof of claim; and also shows the amount of the claim and whether the claim is either priority, secured or unsecured. You should review this notice carefully and contact your attorney if you have any questions or concerns.
In addition, the Trustee will send you a biannual statement of your Chapter 13 case called the Trustee's Report of Receipts and Disbursements. You should review this statement carefully. The statement details the creditors who have filed claims in your case (and the amount and status of each claim), the amount of money you have paid to the Trustee, the amount of money the Trustee has paid to each creditor, and the balance remaining to be paid on each claim. Except with regard to certain secured claims, and unless you file an objection to a claim, the Trustee pays claims in the amount filed by the creditor, even if that amount differs from the amount you believe you owe that creditor or the amount that you specified in your Chapter 13 Plan for that creditor to be paid. If you notice a claim that you believe does not belong in your case or a claim with an amount significantly in excess of what you believe you owe that creditor, contact your attorney immediately. If a claim is filed in an amount in excess of the amount you believe you owe that creditor, completing your Plan in a five-year period may prove to be impossible. Consequently, your case could be dismissed without your receiving a discharge because you are unable to complete the Plan in a timely manner.
The biannual statement also shows your current mailing address in the Trustee's records. If you have moved, it is your responsibility to notify the Trustee's office and your attorney of any change in address. Failure to do so may result in a delay in your receiving important notices, documents and other information concerning your case.
May I pay more than required?
Paying the Trustee more than the amount your Plan requires may decrease the length of time it takes to complete your Plan. Paying extra may cause your payroll deductions to stop sooner. If you wish to increase your Plan payments, contact your attorney. If you wish after consultation with your attorney to make an extra payment, you may do so by sending a money order, personal check, or cashier’s check to the Trustee's payment address.
May I pay off my case early?
The Trustee will not automatically accept funds intended to pay off your case early. There are a wide variety of variables that the Trustee must consider. You should consult with your attorney if you are considering paying off your Chapter 13 case.
What happens when my case is over?
When you make your last payment to the Trustee, the Trustee will start the process of closing your case. Upon receipt of your last payment, the Trustee will make sure claims have been paid as provided for in the Plan and will ask the Bankruptcy Court to release your employer from the order that required the withholding of funds from your pay. Once the Trustee is satisfied that your Plan has been completed and that relevant provisions of the Bankruptcy Code have been complied with, your case will be closed and the final report will be issued. Once the Trustee informs the court that your case has been completed, it is the Bankruptcy Court, not the Trustee, who will determine if a discharge may be issued. It may take up to 90 days or longer from the time your final payment is received by the Trustee until the court determines if a discharge may be issued. If you have paid money to the Trustee in excess of the amount needed to complete your Plan, the excess funds will be returned to you after your case is closed to the address on record at the Trustee's office. If you have moved and the refund check is returned to the Trustee's office due to no forwarding address, the funds will be deposited with the Bankruptcy Court.
Once your case is completed, you are responsible for making the on-going mortgage payments that were being paid by the Trustee. The Trustee will notify you in advance of the completion of your case so that you may make arrangements for your resumption of your monthly mortgage payments.
CREDITOR CHANGE OF ADDRESS:
Pursuant to LBR-3001-1 Claims and Equity Security Interests-General –
(c) Address of Claimant
For your convenience, please click on the link below, download and fill out the form. You may elect to electronically file the PDF document via CM/ECF system @ ecf.ohsb.uscourts.gov
Or print and mail the form to:
UNITED STATES BANKRTUPCY COURT
170 N HIGH ST
COLUMBUS OHIO 43215
Please be aware, the Trustee is unable to update her records until the Notice of Change of Address is properly filed with the Court.
Wanting to pay online? Please Click Here for more information on our TFS online pay options!
Please see Contacts for email addresses and direct line extensions. Email is our preferred method of contact.
Payments Address: (Include Case Number and make Payable to Faye D. English, Trustee)
Faye D. English
Chapter 13 Trustee
PO Box 1718
Memphis, TN 38101-1718
Correspondence Address:
Faye D. English
Chapter 13 Trustee
One Columbus
10 West Broad Street, Suite 1600
Columbus, OH 43215-3419
Safe Harbor Amounts
Please Click Here for Safe Harbor Amounts.
Transmittal of Tax Return(s) and Pay Stub(s) to Trustee
IMPORTANT NOTICES:
1. 13 Documents has rolled out a new and renamed site, but the upload service will still work the same way. The old site will forward to the new Bankruptcy Documents site and all login information will work on the new site as of 12/31/2021.
2. We stopped accepting paper copies of tax returns and pay stubs from attorneys on 1/1/2013.
3. Old email addresses for the forwarding of pay stubs and tax returns were terminated effective 1/1/2015.
TO FACILITATE SECURE AND ENCRYPTED DOCUMENT TRANSMITTAL TO THE CHAPTER 13 TRUSTEE ALL DOCUMENTS SHOULD BE UPLOADED TO THE TRUSTEE VIA www.bkdocs.us
Tax returns (pre and post-petition), pay stubs, business monthly operating reports and business accounting records that are required to be transmitted to the Trustee must be uploaded via www.bkdocs.us. Registration and instructions for use of the site are downloadable below.
REGISTRATION INSTRUCTIONS FOR USE OF WWW.BKDOCS.US
Click Here to download.
Dockets for pre-confirmation and contested confirmation hearings are available via Chapter 13 listserv to all parties who register. Please see below Listserv Email Group for registration information. Once you have registered, you will receive all future dockets. The office of the Chapter 13 Trustee publishes via the Chapter 13 listserv a preliminary pre-confirmation docket two to three working days prior to the hearing date both to the public and Court. A revised final pre-confirmation docket is published via the listserv to the public and Court the morning of the hearing date. A final contested confirmation docket is published via the listserv to the public and Court at the conclusion of the pre-confirmation hearings prior to the Court calling these cases for hearing. Cases that that are previously confirmed, dismissed, converted, 14 days status or continued as shown on the docket, do not need to appear unless otherwise stated on the docket. All other parties should appear and be ready to proceed.
You can access all previous docket and other mailings from our listserv by logging in below.
Upcoming Court HearingsJudge John E. Hoffman:
http://www.ohsb.uscourts.gov/Judges/Hoffman4.aspx
Click on Current Hearing Schedules (date)
TO ALL DEBTOR ATTORNEYS AND CREDITORS:
The Chapter 13 Trustee now offers Electronic Funds Transfer (EFT) as a payment option for our monthly disbursement process. EFT consolidates our disbursements to you into a direct deposit, enables you to receive payments on your claims quickly, and eliminate the potential of checks being lost in the mail. To begin the process of receiving EFT payments, please complete and mail the form below, along with a copy of our disbursement check(s) you would like converted to EFT to our correspondence address:
You can download a copy of the form by clicking HERE
In 1999, born out of a concept imagined by Jimmy Bone, Chapter 13 Trustee (Atlanta, GA) and Rick Yarnall, Chapter 13 Trustee (Las Vegas, NV) the National Association of Chapter 13 Trustees (NACTT) took concept to task to begin to consolidate Chapter 13 case information into a national database. This effort was in direct response to requests from large national creditors interested in improving communication. The concept promised to provide creditors and servicers a more expeditious solution to accessing to Chapter 13 case information versus interacting with 200+ different Chapter 13 Trustees or websites.
The initial NACTT project effort was named the National Data Center. The NDC project goal was to provide "parties-in-interest” with secure access to national Chapter 13 case information via a single, secure Internet site. Today, participation has risen to 200 Trustees, representing approximately 98% of all Chapter 13 Case and Claims data nationwide. This data is processed and updated nightly. Subscribers include Ford, Resurgent, Becket & Lee, Litton Loan Servicing, VISA, Bank of America, CompuCredit, National Capital Management, Lender Processing Services (FNFS), Wells Fargo Bank (7 divisions and growing) and several others. The secure website enjoys over 1 million hits per month delivering secure access for parties in interest to review their specific case information, which they review 24-hours a day.
Please click here to visit the website for login instructions.
Please note, the Trustee's staff is prohibited from providing tax advice. Please refer to your tax preparer and/or Attorney for help.
If you are not required to file a tax return, please fill out the following form and mail it to the Trustee's office.
Frequently Asked Questions
How long before my taxes will be reviewed?
All returns will be reviewed within thirty (30) days of receipt. If you do not receive a letter in the mail within 30 days of submission, please contact your attorney and the case administrator assigned to your case You may need to resubmit.
Will I get a confirmation my tax returns were received?
You and your attomey will receive a letter within thirty (30) days of confirming Trustee's receipt of your return . If you do not receive a letter from the Trustee within thirty (30) days of submission, please contact your attomey or the Trustee. You may need to resubmit.
Will I be required to turn over my entire refund?
The Trustee may take a portion of your refund. Each return is reviewed individually using our review criteria prior to making a decision. If your return does not meet the review criteria, you will not be required to turnover of a portion of your refund. If your return does meet the criteria, you will receive a letter detailing the amount of the refund to be tured over.
What if I need to use that money?
You must first discuss the matter with your attorney. Any request to retain a tax refund must be filed through the Court
What if I have already spent my refund?
You must discuss the matter with your attorney Any request to retain a tax refund must be filed through the Court . DO NOT SPEND THE MONEY UNTIL YOU DISCUSS THE MATTER WITH YOUR ATTORNEY.
Why do you need my Federal taxes and not my State?
At this time, the Trustee has decided to review Federal tax returns only.
Why is this a requirement?
In a Chapter 13 bankruptcy case, the disposable income of a debtor is required to be turned over to pay unsecured creditors. It is the position of the Trustee that income tax refunds received by a debtor are to be included in projected disposable income.
I owe the IRS and will not be getting a refund do I still have to send it in?
Yes. We need to receive and review every return we request.
Will I need to provide a tax return every year of my plan?
Yes. This is an annual requirement. The Trustee sends a letter to all debtors required to provide returns every tax year for the duration of their plans.
For consideration, please submit your resume to employment@ch13columbus.com
Looking for Docket information? Please Click Here for Docket information from the 13 Network. If you need access, please click here to obtain a website access agreement.
Would you like up to date information directly from Trustee English? If so, there are a variety of ways to sign up. The listserv is a Google Group. If you have an existing Google account or would like to create one please click here to get signed up for the listserv. Please note, the emails will then be sent to your exsiting (or newly created) Google account. If you instead would like the listserv emails directed to your work or other non-google email address, please contact Molly Hartnell to get signed up or for any listserv related questions.